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The Par Plan responds to its members through the application of uniform underwriting criteria addressing members' exposure to loss. The use of professional risk control personnel trained to meet the members' specific departmental needs allows for the application of meaningful risk control techniques. Risk control techniques designed specifically for governmental units to assist in the prevention and reduction of losses.
By following established Risk Control procedures and maintaining an ongoing dedication to loss prevention, members make the commitment to contain premium costs and assure the continuation of long-term availability of coverage's for each municipality.
Incident notices filled out by members to give information regarding potential claims while the details, evidence and witnesses are timely make up an essential aspect of the Risk Control procedure. While these notices don't affect premiums or coverage's, they do form the basis for prompt and effective settlement of incidents that may later turn into claims.
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