|
The cornerstone of the Par Plan is its Risk Control program. The Michigan Township
Participating Plan responds to its members through the application of uniform underwriting
criteria addressing members exposure to loss.
The use of professional risk control personnel trained to meet the members specific
departmental needs allows for the application of meaningful risk control techniques.
Techniques that are specifically designed for governmental entities to assist in the prevention
and reduction of potential losses. By accepting the assistance of the Risk Control Department
and following established Risk Control procedures and maintaining an ongoing dedication to
loss prevention, members make the commitment to contain and control premium costs and
assure the continuation of long-term availability of coverages for their municipality.
Our Risk Control Service is implemented through a variety of methods including:
Risk Control Profiles and Recommendations
Physical visits to the municipality to meet with department supervisors to discuss their
specific operations as they pertain to the municipality. The visit is then followed by a written
review and recommendations regarding risk exposures.
Special Events, Hold Harmless and Indemnification Language Reviews
Review of indemnification language from a risk control standpoint with suggestions
for reducing potential exposures to the municipality.
Advisory Committees
Our Fire/EMS and Law Enforcement Advisory Committees, comprised of statewide professional
personnel, meet quarterly to address and update current policies, develop new policies
and to ensure that our program members are in compliance with federal and state laws.
Technical Assistance
Our Risk Control Department provides assistance through on-site surveys, interviews,
inspections and discussions to assess problem areas. Risk Control personnel are continually
trained and updated on the latest laws, reforms, statutes and issues that could potentially
affect municipalities.
Free Workshops, Conferences and Meetings
In addition to tailored, issue specific seminars, the Risk Control Department assists,
sponsors and presents free workshops, conferences and meetings on the following topics;
How to Avoid Zoning Litigation
ADA and Discrimination in the Workplace
Know Your Liabilities
Top 10 Areas of Litigation
So Youve Been Sued
Risk Management for Governmental Entities
Sexual Harassment in the Workplace
Benefits to Par Plan members
Free of Cost
Pre-Loss Prevention Techniques
Post-Loss Reduction Techniques
Member Continuing Education
Our 98% member retention rate is proof that our proven loss control techniques form the
cornerstone of our continued success.
For further information regarding our Risk Control Services, please call us at 800-536-7425
|
Risk Control Service